FINE JEWELRY AND WATCHES

PAYMENTS- We accept all credit cards including, Visa, Mastercard, American express, Discover and all debit cards are welcome. Paypal is accepted but domestic bidders will be required to add 3% to their payment, international customers pay 4% extra, these are the terms for paypal. We do not charge extra fees for credit cards paid over the phone, email or all other payment methods. We also Accept Bank wire transfers, direct payments, cashiers checks, personal checks or business checks. personal Checks outside of MI need at least one week of clearing time before shipment unless they are certified funds checks. We expect and appreciate payments within 24 hours of winning an auction however exceptions can and will be made as long as you communicate with us and notify us of your intentions. We process payments 7 days a week for your convenience. BANK WIRE PAYMENTS RECEIVE FREE WORLDWIDE SHIPMENT! BUYERS PREMIUM- We are proud to offer one of the lowest buyers premiums in the auction business with our highest still being at least 5-10% less or more than most auction houses. The buyer is responsible for the buyers premium which is set as follows- $0.00-$5,000 = 10% $5,000-$20,000 = 8% $20,000-$100,000+ = 6% The maximum buyers premium is currently 10% in our auctions. SALES TAX- MI residents pay 6% sales tax SHIPPING- USA- We only ship to the confirmed address on your credit card billing statements. If you pay by bank wire transfer we will ship anywhere in the world free of charge! For domestic bidders (USA) bidders we ship priority mail for $8.00 if your winning bid including buyers premium is below $500.00 If your winning bid is above $500.00 We will ship priority mail free of charge anywhere in the united states. We also welcome express mail and overnight service but will fee will apply depending on location and the charges. SHIPPING- INTERNATIONAL/WORLDWIDE- For international customers we ship FedEx only and the shipping charges are calculated at auctions end because we will only charge what it costs us through FedEx. International customers who pay with bank wire payment receive free shipping worldwide! We are not responsible or the delivery times once the item has been dispatched from our offices/country USA. We are not responsible for any customs, or duty taxes you may incur when receiving your item, these are fees charged by your customs/country and not our company.We are not responsible for import taxes or duties your country charges so please keep in mind and calculate this expense as your own. Return policy- We accept returns if you are not satisfied with the level of service and the item we described and sold to you. Please keep in mind that a large amount of time and money goes into listing and providing these auctions to you so we describe the items accurately and take clear photos for you to see exactly what you are getting. For this reason we only accept unconditional returns for items not as described or working as described. For bidders returning an item because buyers remorse or any reason other than the described item we will return to you the full hammer price minus the buyer's reserve. We understand that certain events will require more specific attention so we encourage you to please keep in touch with us and email or call us with any issues you may have so it is resolved quickly and efficiently. We are here only to help and aim only to please our bidders so these are the terms on returns and we stand behind every item we sell as described. PREVIEWING- We allow all bidders to come by our offices to see the items prior to bidding by appointment only. Please call 248-809-3660 for all private showings. You are also welcome to pay for auction winnings in person. To discuss purchasing items directly or selling to us please call 586-930-2228. HOURS OF OPERATION- We are available Monday through Friday 9:00 am - 6:00 pm EST. We work Saturday 9:00 am - 5:00 pm, We are closed Sunday but can accept payment information on Sundays via email. Please if you message or call after these hours or these days of operation allow us until the following business day to reply to you. CONTACT- We understand that making a purchase on the internet can be a bit unsettling at times or maybe you have more questions before you bid or buy, so we are happy to provide you with direct messaging and a toll free number for you to reach us at free of charge to you. All buyers are welcome to message us directly through liveauctioneers for safety, security and integrity of communication and messages. You are also welcome to call our offices during our regular business hours listed directly above at 248-809-3660 extension 2 for liveauctioneers items. Auction history- We have over ten years in internet auction history. Please check our eBay for our flawless long history of sales on all high end jewelry, watches, antiques, estates and more. Our eBay store is I&S FINE AUCTIONS. OUR PROMISE- We promise to follow liveauctioneers policies and honor those of our own. We promise to always put you, the customer first. We guarantee all items we sell to be as described authentic and tested or checked by a specialist in the field. We have 3 GIA graduate gemologists and a certified watch maker on staff to help with any technical questions as well as verifying each piece of jewelry or watch we sell here on liveauctioneers. We promise to do everything within liveauctioneers policy as well as our own to make sure you are fully satisfied with your purchase. We promise to get all of our orders, as long as they are paid for and correct shipping information are provided out within 48 hours of cleared payment. We promise that we care about our Auction business that has now been running for 10 years+. lastly we promise and assure you that we will always be here to help and guarantee you that you will not be ignored no matter the circumstance, communication is key and we will always get to you within our normal business hours and the next business day if contacted after our normal business hours. Without you the buyer we cannot exist as a auctioneer of some of the finest jewelry and watches available, Thank you from all of us here at I&S FINE AUCTIONS.

The former, a fine jewelry and watch broker and show organizer. We have now branched into the world of closeout buying, and estate buying. We buy any sized lot of fine jewelry and watches. Through our main company IS ENTERPRISES INC we buy in high volume to bring the best auctions. At IS enterprises INC. we specialize in all aspects of the fine jewelry and watch business from manufacturing and custom making to buying and brokering services. We also are a legal Auction house for all items of value including but not limited to fine jewelry, watches, art,coins, currency, antiques, memorabilia, collectibles, and just about anything of value. We are fully licensed and insured in our office and have the staff to accommodate all questions and services needed. Thank you for your interest in our auctions and we sincerely appreciate your business

Q- do you accept paypal A- yes we do but we invoice you directly. You will need to provide your paypal email address. Q- Do you accept credit cards A- We accept all credits either by phone or by invoice. Q- do you ship worldwide A- Yes we do anywhere in the world.nQ- are your buyers premiums negotiable A- only for items exceeding 20,000.00 Q- Do you accept returns A- Yes we do however we ask that you read our policies for this Any other questions please feel free to call or email us, there is no such thing as a bad question

RESIDENTS IN THE STATE OF MICHIGAN- Pay 6% state sales tax. INTERNATIONAL BIDDERS- We are not responsible for any customs, or duty taxes you may incur when receiving your item, these are fees charged by your customscountry and not our company. We are not responsible for import taxes or duties your country charges so please keep in mind and calculate this expense as your own.

Please use pictures as your best reference to condition and design. Please feel free to ask any questions you may have via messaging or call us toll free at (248) 809-3660. We have 100% positive history of over 10 years and millions of dollars in auctions competed. We are selling off hundreds of lots during this auction which will include designer jewelry, fine jewelry, certified diamonds, watches, and so much more. All of our fine jewelry and watches are checked for metal purity, gemstone content and authenticity. We have GIA trained staff and a full service jeweler and watch maker on staff. WE ONLY SELL AUTHENTIC ITEMS AND ARE MEMBERS OF MANY ORGANIZATIONS INCLUDING IWJG, NAWCC, WWT, and MANY MORE. You are welcome to bid and win this lot with no reserve.